Sea Air FCU makes it simple to manage your funds through a trust account — whether you’re planning for the future or managing a loved one’s estate. Our trust options give you peace of mind knowing your money is secure and your wishes are honored.

Trust Share Account

A smart way to manage funds under a formal trust.

• Same great features as our Regular Share Account

• Account opened in the name of the Trust

• Requires completion of a Trust Account Agreement/Application

Perfect for members who want to manage assets for beneficiaries under a legal trust structure.

Totten Trust (Payable-on-Death Account)

An easy way to name a beneficiary — no probate required.
A Totten Trust allows you to name who will receive your funds after your passing. The beneficiary can claim the funds directly, making the process simple and stress-free.

• Available for share, money market, or certificate accounts

• Member/Trustee uses their own Social Security Number

• Trustee may change beneficiaries or close the account at any time

• No minimum balance required

• Requires a signed Totten Trust Agreement

Plan ahead with confidence.
Set up your trust account today and ensure your funds are managed exactly the way you intend.