Privacy Policy

Effective Date: May 27, 2026

At Sea Air Federal Credit Union (“Sea Air FCU,” “we,” “our,” or “us”), your privacy is important to us. We are committed to protecting your personal information and being transparent about how we collect, use, disclose, and safeguard your information. This Privacy Policy explains our practices regarding the information we collect through our website, mobile services, products, and member relationships.

Information We Collect

We may collect personal and financial information from you when you interact with us, including when you:

Open an account
Apply for a loan or other financial product
Use our online banking services
Make transactions using your debit or credit card
Contact us for support or information
Visit our website or mobile applications

The information we collect may include:

Name, address, phone number, and email address
Social Security number
Account and transaction information
Credit history and credit scores
Employment and income information
Insurance claim history
Device, browser, and website usage information

We may also collect information automatically through cookies and similar technologies when you visit our website.

How We Use Your Information

We use your information to:

Process transactions and maintain your accounts
Provide products and services you request
Verify your identity and prevent fraud
Respond to legal and regulatory requirements
Improve our products, services, and website functionality
Communicate with you regarding your accounts or services
Offer relevant financial products and services

We may also use aggregated or anonymized data for analytics and operational improvements.

How We Share Information

Federal law permits financial institutions to share certain personal information to conduct everyday business operations. We may share your information:

To process transactions and service accounts
With service providers performing functions on our behalf
To comply with legal obligations, court orders, or regulatory requests
With credit bureaus and payment processors
For joint marketing with other financial institutions

We do not share your information with nonaffiliated companies for their independent marketing purposes.

Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar technologies to:

Improve website performance and functionality
Analyze site usage and visitor behavior
Enhance security
Personalize user experiences

You can adjust your browser settings to refuse cookies; however, some website features may not function properly if cookies are disabled.

Data Security

We maintain administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. These measures include:

Encryption technologies
Secure systems and facilities
Access controls and employee confidentiality policies
Ongoing monitoring and security reviews

While we strive to protect your information, no electronic transmission or storage system can be guaranteed 100% secure.

Your Privacy Choices

Depending on applicable law, you may have rights regarding your personal information, including the ability to:

Request access to your information
Correct inaccurate information
Limit certain information sharing
Opt out of marketing communications

To exercise privacy rights or submit questions regarding this policy, please contact us using the information below.

Children’s Privacy

Our products and services are not directed to children under the age of 13, and we do not knowingly collect personal information from children without appropriate consent.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of external sites. We encourage you to review their privacy policies before providing personal information.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, legal requirements, or operational needs. Updated versions will be posted on our website with a revised effective date.