Loan Protection Options
Protect your loan and your peace of mind
Protect your loans and your peace of mind with Sea Air FCU’s loan protection options. Whether it’s GAP coverage, Mechanical Breakdown Protection, or Debt Protection, we offer affordable solutions to help you stay financially secure when the unexpected happens.
GAP Plus
This is an optional benefit that gives you peace of mind and protects your vehicle as an investment, not just its value. GAP is a supplemental coverage and does not replace your standard Comprehensive, Collision and Liability coverage, but enhances them with these features:
GAP covers the gap between the vehicle's value and the amount you still owe in the event the vehicle is totaled or stolen and not recovered.
GAP provides an additional $1,000 toward the financing of a replacement vehicle when financed with the credit union.
Mechanical Breakdown Protection
Mechanical Breakdown Protection provides protection against the high cost of vehicle repairs on both new and used vehicles after the manufacturer's warranty has expired.
When you purchase Mechanical Breakdown Protection from Sea Air FCU, you'll receive a special member pricing compared to a dealership.
Provides protection from unexpected costly repairs
Repairs done at any licensed U.S. or Canadian repair facility
Various claims and one deductible per visit
Debt Protection
Do you really need protection for your loans?
An unexpected job loss, death or disability could prevent you from making your loan payments. Debt Protection can help by canceling all or part of the debt should the unexpected happen.GAP covers the gap between the vehicle's value and the amount you still owe in the event the vehicle is totaled or stolen and not recovered.
Life Plus/Disability/Unemployment
Disability/Unemployment
Life Plus/Disability
Life Plus