YOUR Credit Union's Best Rates

As low as . . . APR
New Vehicles   2.00 %
Used Vehicles   2.75 %
Platinum Visa 10.90 %

See all Rates . . .










Savings Accounts

* All Sea Air FCU savings accounts are insured by the NCUA (National Credit Union Administration) for up to $250,000 as well as excess share insurance through ASI up to $250,000, at no cost to the member.


Regular Shares

  • Required for membership
  • Minimum deposit required to open an account $5.00
  • Minimum balance required to earn dividends: $50.00
    • Dividends are compounded and paid quarterly

Money Market Accounts

  • Short term, liquid investment that pays dividends
  • Tiered rates available
  • Up to 3 withdrawals per month

Trust Share Accounts

  • Same features as our Regular Share Account
  • Account held in the name of the Trust
  • Must complete a Trust Account Agreement/Application

Totten Trust

  • Investment account; only shares, money market or certificates allowed
  • Member/Trustee uses their own Social Security Number
  • Trustee can change beneficiary(ies) or close account
  • No minimum balance required
  • Must complete and sign Totten Trust Agreement

Holiday Club Account

  • Set up automatic deposits: weekly, bi-weekly, semi-monthly or monthly
  • Funds are mailed or deposited into your Sea Air checking around the first week of November
  • Great budgeting tool for your holiday shopping

Certificate Accounts

  • Various types of high yield certificates available
  • 3 to 60 months term

Jumbo Certificates

  • $50,000.00 or more
  • Offers a higher rate of return

Traditional IRA/Roth IRA Share Account

  • Retirement savings
  • Minimum of $50.00 to open
  • Deposit up to the limits set by the IRS

Other Services

  • Money Orders
  • Cashier Checks
  • Notary Public ( Appointment recommended)
  • Direct Deposit
  • Wire Transfers
  • Gift Cards
    • Available at your local branch
    • Nominal fee with values ranging from $25 to $500
  • MasterCard (DebitCard)
    • The Cardholder Service Center can be reached 24 hours a day/7 days a week.
      If you need assistance with your debitcard and it's during business hours, please contact the credit union at (888) 732-2471
      (800) 472-3272 Lost/Stolen
      (866) 333-9337 Activation

Checking Accounts

Regular Checking

  • No monthly maintenance fees
  • No minimum balance required
  • Free ATM and Point-of-Sale Transactions

Flexible Rewards Checking

All of the benefits of our regular checking plus Pays monthly dividends with the following requirements:
  • Sign up for eStatement
  • 10 debit card transactions per month
  • Have a direct deposit
  • Additional benefit: reimbursement of up to $25 per month for any out of Network ATM surcharge fees
  • Overdraft line of credit available (subject to credit approval)
  • Convenience features: Virtual Branch (Online banking)
  • Mobile Banking
  • ATM locator & Shared Branching